Investment property loans built for real estate investors
We help investors buy, refinance, and grow rental portfolios without the income documentation that traditional mortgages demand. As a broker with access to more than 30 wholesale lenders, Lendingplace matches your scenario to the right program instead of forcing it into one box. Whether you are buying your first rental or your fifteenth, the path runs through products designed for investors, not W2 borrowers.
What we finance
Our core product is the DSCR Loan, which qualifies on the property's rental income rather than your personal tax returns. Around it sits a full investor toolkit. You can buy a fixer with a Fix and Keep Loan, renovate it, and refinance into a long term DSCR Loan. You can pull equity out of a property you already own with a Cash-Out Refinance and use it for your next purchase. When speed matters, a Private Money Loan can close in days rather than weeks.
Why investors work with Lendingplace
You qualify on the deal, not your last two tax returns. You can close in the name of an LLC. There is no limit on the number of properties you own. Down payments on a DSCR Loan typically run 25% to 30% depending on the rental income, and there are options for short term rentals and vacation properties. Most of all, you get a broker who shops your file across a wide lender network to find terms that fit.
States We Serve
Lendingplace is a licensed mortgage broker in California and Florida. Because DSCR Loans are business purpose loans, we also offer them across a wide range of additional states, including Hawaii. Tell us where the property sits and we will confirm availability for your scenario.
Start with your scenario
Every investor deal is different, so the most useful next step is a real, customized quote based on your specific numbers. Share the property details, purchase price, expected rental or resale value and a specialist will review everything carefully. From there, you’ll receive tailored financing terms designed around your deal structure, timeline, and investment goals so you can move forward with clarity and confidence instead of guessing.
